Get Financing, Apply for a Loan or Lease a New or Used Ford Car in Columbia

Ford of Columbia near Nashville takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Ford of Columbia Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Ford of Columbia can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to Our Financing Department

Ford Finance Center in Columbia, TN

To enjoy upfront pricing and work with a 100% non-commission sales staff, shop for your next new or used vehicle nearby at Ford of Columbia. We have an experienced team of Ford financing specialists who are eager to get you behind the wheel of a car you love, so let us know how we can help. Whether you're shopping for a new Ford EV or used HD truck, you can find exactly what you need at our Ford dealer in Columbia. Apply for auto financing online now to get approved!

Review the enticing new Ford specials and other incentives available at our Tennessee Ford dealer to see why locals turn to us for unmatched value. We're also a one-price point dealer, the only of its kind in the area, so you can be confident that you're receiving transparency and honesty from start to finish. From new F-150 lease offers to Mustang Mach-E incentives, you can find it all at Ford of Columbia!

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Ford of Columbia

    1350 Nashville Hwy
    Columbia, TN 38401

    • Sales: (931) 388-2463
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Get in Touch

  • Contact our Sales Department at: (931) 388-2463
  • Monday8am-7pm
  • Tuesday8am-7pm
  • Wednesday8am-7pm
  • Thursday8am-7pm
  • Friday8am-7pm
  • Saturday8am-6pm
  • SundayClosed